Terms & Conditions

Last Updated: September 10, 2026

Welcome to The Pentas Group. These Terms & Conditions (“Terms”) govern your access to and use of the The Pentas Group website and any related services, content, materials, and information made available through the website (collectively, the “Website”).

By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Website.

1. About The Pentas Group

The Pentas Group provides consulting and advisory services to financial institutions and other business clients. Information presented on this Website is provided for general informational purposes and is not intended to constitute a binding offer or agreement to provide services.

Any consulting or advisory services provided by The Pentas Group are subject to the terms of a separate written Engagement Agreement between The Pentas Group and the applicable client.

2. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms.

You agree not to:

  • Use the Website for any unlawful or fraudulent purpose;
  • Attempt to gain unauthorized access to the Website or its systems;
  • Interfere with or disrupt the operation or security of the Website;
  • Introduce viruses, malware, or other harmful material;
  • Copy, reproduce, modify, distribute, or exploit Website content without authorization;
  • Use automated systems, bots, scraping tools, or similar technologies to access or collect information from the Website without our prior written permission;
  • Impersonate The Pentas Group or any of its employees, representatives, or clients; or
  • Use information obtained from the Website in a manner that violates applicable law.

We reserve the right to restrict or terminate access to the Website at any time if we believe these Terms have been violated.

3. No Professional or Legal Advice

The information contained on this Website is provided for general informational purposes only.

Nothing on the Website should be interpreted as legal, accounting, tax, investment, financial, regulatory, or other professional advice.

The Pentas Group does not provide legal advice through this Website. Visitors should consult their own qualified legal, financial, accounting, tax, or other professional advisors before making decisions based on information contained on the Website.

4. No Client Relationship

Your use of this Website, submission of an inquiry, or communication with The Pentas Group through the Website does not, by itself, create a consulting, advisory, fiduciary, contractual, or other professional relationship between you and The Pentas Group.

A client relationship is established only pursuant to a separate written Engagement Agreement executed by the appropriate parties.

5. Website Information

We make reasonable efforts to provide accurate and current information on the Website. However, we do not warrant or guarantee that all information is complete, accurate, current, or error-free.

Website content may be changed, updated, or removed at any time without notice.

The Pentas Group reserves the right to modify, suspend, or discontinue any portion of the Website at any time.

6. Intellectual Property

Unless otherwise indicated, the Website and all of its content, including but not limited to:

  • Text;
  • Logos;
  • Graphics;
  • Images;
  • Designs;
  • Videos;
  • Documents;
  • Written materials;
  • Website layout and design; and
  • Other materials

are owned by or licensed to The Pentas Group and are protected by applicable intellectual property laws.

You may access and view Website content for your personal or legitimate business purposes. You may not reproduce, republish, distribute, modify, sell, license, or create derivative works from Website content without prior written permission from The Pentas Group.

The Pentas Group name, logos, trademarks, service marks, and other branding may not be used without prior written authorization.

7. Third-Party Websites and Services

The Website may contain links to third-party websites, applications, or services.

These links are provided for convenience only. The Pentas Group does not control and is not responsible for the content, availability, security, privacy practices, products, or services of third-party websites.

Your use of third-party websites is subject to the applicable third party’s terms and policies.

8. Communications and Contact Forms

If you submit information through a contact form, email link, or other communication feature on the Website, you agree that the information you provide is accurate and that you have the right to provide it.

Submitting an inquiry does not guarantee that The Pentas Group will respond or enter into a business relationship with you.

You should not submit confidential, proprietary, sensitive, or legally privileged information through the Website unless specifically requested through an appropriate secure communication channel.

9. Confidential Information

The Website is not intended to serve as a secure repository for confidential or proprietary information.

Information submitted through publicly available forms or ordinary email may not be secure or confidential.

Unless otherwise agreed in writing, The Pentas Group does not assume an obligation to maintain the confidentiality of information submitted through the Website.

10. Disclaimer of Warranties


TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND ALL CONTENT MADE AVAILABLE THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.

THE PENTAS GROUP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND RELIABILITY.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PENTAS GROUP AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND REPRESENTATIVES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF, OR INABILITY TO USE, THE WEBSITE.

THIS INCLUDES, WITHOUT LIMITATION, DAMAGES ARISING FROM LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITIES, DATA, OR OTHER INTANGIBLE LOSSES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF THE PENTAS GROUP ARISING OUT OF OR RELATING TO THE WEBSITE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID, IF ANY, TO THE PENTAS GROUP FOR ACCESS TO THE WEBSITE DURING THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR $100.

12. Indemnification

You agree to defend, indemnify, and hold harmless The Pentas Group and its owners, officers, employees, contractors, affiliates, and representatives from and against claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to:

  • Your violation of these Terms;
  • Your misuse of the Website;
  • Your violation of applicable law; or
  • Your infringement or violation of the rights of another person or entity.

13. Privacy

Your use of the Website may also be subject to The Pentas Group’s Privacy Policy.

The Privacy Policy describes how information may be collected, used, maintained, and disclosed in connection with the Website.

14. Changes to These Terms

The Pentas Group may modify these Terms from time to time.

Updated Terms will be posted on this Website with a revised “Last Updated” date. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms will be governed by and interpreted in accordance with the laws of the State of Illinois, without regard to its conflict-of-law principles.

Any dispute arising out of or relating to these Terms or your use of the Website will be subject to the applicable courts located in DuPage County, Illinois, unless otherwise required by applicable law.

16. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be modified or removed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Waiver

The failure of The Pentas Group to enforce any provision of these Terms will not constitute a waiver of its right to enforce that provision in the future.

18. Entire Agreement

These Terms, together with any policies expressly incorporated into them, constitute the entire agreement between you and The Pentas Group concerning your use of the Website, except where a separate written agreement applies.

19. Contact Us

If you have questions about these Terms & Conditions, please contact:

The Pentas Group
242 N. York Street, Suite 202
Elmhurst, IL 60126
773-564-4650
Email: [email protected]